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GIC Re

By Nishant Verma , 27 May 2025
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GIC Re Posts Q4 Net Profit Decline Amid Rising Premiums; Full-Year Profit Edges Up

GIC Re, India’s premier state-owned reinsurer, reported a 17% decline in net profit to Rs. 2,183 crore for the quarter ended March 2025, despite a notable 19% increase in gross premiums collected. The underwriting segment swung to a loss of Rs. 392 crore, reversing the prior year's profit. However, for the full fiscal year, the company posted a modest 3% rise in net profit to Rs. 6,701 crore on a 10.7% growth in gross premium income. The board recommended a robust dividend payout, reflecting confidence in the company’s financial health amid evolving market conditions.

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