IIFL Finance posted a 19% year-on-year decline in net profit for the first quarter of FY2025, registering Rs. 274 crore, as the company grappled with regulatory restrictions and slower loan disbursements in key segments. Despite moderate growth in assets under management and healthy asset quality, the bottom line was impacted by a temporary freeze on gold loan disbursements by its subsidiary. While core lending operations remained stable and interest income showed resilience, increased provisions and operational limitations curtailed profitability.