Jammu and Kashmir Bank has appointed Ketan Kumar Joshi as its new Chief Financial Officer (CFO) for a three-year term, succeeding Fayaz Ahmad Ganai. Joshi brings over 20 years of multifaceted experience in banking and finance, having held key leadership roles across Indian and international financial institutions. Prior to this role, he served as CFO at North East Small Finance Bank and played a pivotal role in significant system migrations and capital growth initiatives.