Ujjivan Small Finance Bank reported a 71% jump in net profit for the third quarter, reaching Rs. 186 crore, driven by robust growth in retail and microfinance lending. The bank’s net interest income rose on higher loan disbursals, improved asset quality, and disciplined risk management. Analysts highlight that strong collection efficiency and lower provisions contributed to the substantial bottom-line improvement. The performance underscores the resilience of small finance banks in capturing underserved market segments while maintaining profitability.