MobiKwik, a prominent fintech player, has appointed Saurabh Dwivedi as Chief Technology Officer (CTO), elevating him from Senior Vice President of Engineering. Dwivedi will oversee engineering functions spanning payments, financial services, platform infrastructure, and information security, with a strong emphasis on leveraging artificial intelligence to enhance product innovation, collections, and customer experience. Concurrently, Dhruv Wadhera has been promoted to Senior Vice President for Offline Payments, reinforcing the company’s focus on expanding its offline payment footprint.